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Stories and information to help you plan, prepare and protect
what matters most.Stories and information to help

This is a premier FINMAT Sacco account meant to boost micro small-scale businesses expand. To qualify, one must be a member of a good standing having 2 months regular contributions prior to application date. <br> > Interest rate: 6% per month on reducing balance. > 1st Loan repayment up to 6 months. Subsequent loan repayments up to 12 months. > Loan disbursed directly to mobile or bank account. > Repayment made through mobile money transfer. > Loan amount: 5X member’s shares when less than Ksh 10,000 and above Ksh 10,000, loan amount calculated at 3X shares. > Grow loan limit every time you repay a loan in time. > Copy of valid Kenyan ID and KRA PIN certificate

Advanced to members in case of an emergency such as accident, hospital, litigation etc. To qualify, one must be a member of good standing having 2 months regular contributions prior to application date. > Interest rate: 6% p.m. > Maximum amount Ksh 10,000. > Repayment period of 1 month. > Loan disbursed directly to mobile or bank account. > Repayment made through mobile money transfer. > Copy of Valid Kenyan ID

Education is one strong pillar of Financial Independence and FINMAT Sacco sets out to ensure that its members can access both academic and professional or vocational education by supporting through provision of a loan product. To qualify, one must be a member of a good standing having 2 months regular contributions prior to application date. Must have the ability to pay the Loan. > No- Refundable fee of Ksh 200. > Shares worth Ksh 500. > Interest rate of 1 % P.M. > Repayment period of up to 12 months. > 3X Multiplier. > Loan disbursed on a termly basis. > Loan disbursed directly to the school or college

This product aims to assist members acquire assets that enable them to earn more income that will facilitate their journey to a higher living standard. > Save Ksh 50,000 and above to qualify for the loan > Repay first 3 loans in time to qualify for a development loan > Interest rate of 2% P.M. > Security: logbook, tittle, chattels. > Repayment period of 18 months. > First loan repayments is 4 months. > Second loan repayments is 6-9 months